About Us
Life and Health Insurance Agent
Tandra AlmaraZ – Licensed Insurance Agent
I feel most honored when I’m helping people. I understand how our Healthcare system works. I understand just having a standard health insurance plan may not be enough to protect individuals and families financially due to a life-changing event.
I am a Life and Health insurance agent with over 20+ years of experience.
I am a Certified Covered California Agent. I work with my clients, regarding their health insurance needs, to develop a Comprehensive Health Plan.
Are you a senior, age 65 or above, or on Social Security Disability, who qualifies for Medicare. I can help you navigate the Medicare process and help select a Medicare plan that meets your needs.
Do you travel out of the United States on vacation or for business purposes? Then you need to understand that your health insurance coverage does not work outside the United States. You need to have an International Health Insurance plan. I can help!
Key Services
Individual & family health insurance, Medicare, Medicare advantage plans, Medicare supplement, Medicare prescription drug plans, small business health insurance, life insurance, dental insurance, vision insurance, critical illness insurance, disability insurance, accident insurance, long-term care insurance, wellness products
Uncomplicated Plan Selection
Choosing insurance plans can be difficult. That’s why I make it easy. I’ll make the calls, compare the plans and prices, and find you the insurance plan that fits your needs. Best of all, my help is at no cost to you.
TALK TO OUR AGENT
Let’s talk with experience advisors.
CALL FOR ADVICE NOW!
LIFE INSURANCE FAQS
Frequently asked questions
What is Health Insurance?
Almaraz Insurance is your trusted source for affordable, quality healthcare solutions. We connect individuals with licensed health agents through our extensive network, ensuring access to the best healthcare options at the lowest cost possible.
How is 0$ deductible coverage possible?
A $0 policy is possible due to the Federal Government providing subsidies to private individuals/insurers to protect the most vulnerable population in America. Depending on your level of income, the government will provide you a subsidy of a varying amount. 4 out of 5 Americans qualify for some kind of subsidy, with a vast majority of Americans qualifying for $0 coverage!
Who can be a life insurance beneficiary?
There are many answers to the question of why is life insurance important. But by and large, the most important one is ensuring your family’s financial security and peace of mind. If anyone depends on your income, they would most likely struggle if you were to pass away. That’s why life insurance is so important to have. There are different types of life insurance policies, but essentially they all pay cash to your loved ones when you die. Money from life insurance can be used to cover daily living expenses, a mortgage or rent payments, outstanding loans, college tuition and other essential expenses.
What is the process for getting life insurance?
There are many answers to the question of why is life insurance important. But by and large, the most important one is ensuring your family’s financial security and peace of mind. If anyone depends on your income, they would most likely struggle if you were to pass away. That’s why life insurance is so important to have. There are different types of life insurance policies, but essentially they all pay cash to your loved ones when you die. Money from life insurance can be used to cover daily living expenses, a mortgage or rent payments, outstanding loans, college tuition and other essential expenses.
